Things To Think About When Choosing A Retirement Community
By Lee Dobbins
Many people facing choose to sell their big house and downsize to a community. Finding a community that suits your needs takes a bit of research and some careful thought. There are many things to consider when choosing a community and you don’t want to take this life changing event lightly.
One important consideration when moving to a community is location. Is staying near your family important? Or maybe moving to a warmer climate is top priority? Whether you decide to stay in your own town or move to another state, you’ll want to look into things like home price, community fees, taxes, social life, sports teams, cultural activities, golf courses, educational opportunities, the town crime rates as well as the overall environment.
Before you uproot yourself, think long and hard about what you want to do in your retirement. Are you an avid golfer? Then a community with a golf course should be tops on your list. Many people these days want to keep working after retirement, if this suits you then you need to consider if the local employment opportunities are to your liking. If you want to live in a place that has lots of activities like cards and bingo as well as entertainment, then you’ll want to put communities that offer these things on the top of your list.
Another consideration is your health. Some communities offer unlimited medical and nursing home care as part of the package fees. Others offer only limited medical care and still others have a pay as you go basis. Of course, if you are in good health this may not be a concern to you now, but further on down the road it may be important so it doesn’t hurt to plan for this.
Some communities only accept a limited number of applicants that have health conditions. Many require that you pass physical as well as mental checks when you apply. Applicants that have had a stroke or have cancer or dementia may not be accepted. If you have a community that you really want to be a part of, then it is advisable to apply while you are still in good health, if you wait until you have health problems you may never get in.
Another thing to check on when evaluating communities is to see if they are accredited. . The Continuing Care Accreditation Commission is the agency that accredits continuing care communities. If you are looking for a continuing care community, make sure to find out how the medical care is provided and if there is assisted living care on site.
Finally, once you have narrowed your choices down, see if you can spend a night in the community and have a meal there. This is a great way to find out first hand what it is really like there. You can also meet some of the residents and get the real scoop on life in your chosen community.
Lee Dobbins write about and aging issues. Visit her site to learn more about and how to pick the perfect retirement community
Products and Services mentioned in this article are available Here
Advice for Entrepreneurs and Business Owners Facing a Tough Economy: Do What Is Counterintuitive
Garrett B. Gunderson teaches entrepreneurs how to manage their money, both in business and personally. He has advised hundreds of business owners. His advice now: Use counterintuitive thinking to trump the tough economy. His 6 recommendations run against the grain: Raise Salaries. Spend More. Meet Less. Stop Saving for Retirement. Put All Your Eggs in One Basket. Go Back to School. (PRWeb Aug 21, 2008)
Read the full story at http://www.prweb.com/releases/killing/sacredcows/prweb1229214.htm
]]>
Why Boomers are Buying in Paradise? E-Seminar Invitation Date: Sept 23, 2008 Time: 7:00 PM - 8:00 PM (EST.)
Baby Boomers have learned that Costa Rica Real Estate investments in 401/IRA plans appreciate in a time frame consistent with pending retirement, and the low cost of living provides a great lifestyle as you enjoy the benefits of your investment. (PRWeb Aug 21, 2008)
Read the full story at http://www.prweb.com/releases/investment/babyboomer/prweb1228564.htm
]]>
Lake Tahoe Real Estate Broker Website Reveals Exclusive Neighborhood Data
South Lake Tahoe real estate agents, Don and Theresa Souers, unveil exclusive monthly and weekly website updates and blog posts on the state of the Lake Tahoe real estate market. (PRWeb Aug 21, 2008)
Read the full story at http://www.prweb.com/releases/lake-tahoe/real-estate/prweb1233534.htm
]]>
Knee Replacement in India: Medical Tourism Corporation Helps Atlanta Grandmother Save US $80,000
Medical Tourism Corporation helped Atlanta grandmother and University of Nigeria professor get bilateral knee replacement surgery in India at huge medical cost savings. The total price of knee surgery in India was about 15% of what she was quoted by the doctors in the USA. (PRWeb Aug 20, 2008)
Read the full story at http://www.prweb.com/releases/medical-tourism/knee-replacement-india/prweb1214374.htm
]]>
Urban Architect Cites Reasons for The Mark's Growing Appeal Among Downtown San Diego Condos
The downtown San Diego luxury real estate market, along with other urban housing markets throughout the U.S., is gaining yet another important "sales tool" to entice growing numbers of people to relocate downtown, according to one urban architect.Simply put: $4-per-gallon gasoline. (PRWeb Aug 20, 2008)
Read the full story at http://www.prweb.com/releases/sandiego_real_estate/suburbanites/prweb1224784.htm
]]>
Dan Goldie Named Top 100 Independent Financial Advisor in the U.S. by Barron's
Dan Goldie, an investment advisor to wealthy individuals and families in Menlo Park, California, has been included for the second straight year among the top 100 independent financial advisors in the United States by Barron's Magazine. Mr. Goldie, a former NCAA champion and professional tennis player, was also included in the 2007 Barron's list of the nation's top advisors. (PRWeb Aug 20, 2008)
Read the full story at http://www.prweb.com/releases/2008/08/prweb1223324.htm
]]>
Universal Coin, The Official Bullion and Rare Coin Dealer of the NRA, to Attend 2008 Friends of NRA Banquet
Universal Coin to contribute donation and Liberty Table Sponsorship attendance at 2008 Friends of NRA Banquet. Universal Coin & Bullion's involvement at this event represents yet another vital way they are committed to the NRA and its fight for freedom, liberty and America's 2nd Amendment Rights. (PRWeb Aug 20, 2008)
Read the full story at http://www.prweb.com/releases/2008/08/prweb1233314.htm
]]>
Medical Tourism Corporation Releases Guide on Choosing the Right International Hospital
The guide provides ten important practical tips and suggestions to keep in mind when selecting a hospital for a safe and predictable medical tourism experience. (PRWeb Aug 19, 2008)
Read the full story at http://www.prweb.com/releases/health-travel-guide/medical-tourism/prweb1210404.htm
]]>
Survey Finds 95% of 401(k) Small Business Financing Clients Are Still in Business
According to a recent survey by Guidant Financial Group, 95 percent of clients who used 401(k) small business financing to fund their startup or business purchase are still in business. (PRWeb Aug 19, 2008)
Read the full story at http://www.prweb.com/releases/Guidant/Survey/prweb1213964.htm
]]>
SurePayroll Insights Survey: Economic Fears Limit Opportunities for Small Business Employees to Save for Retirement
Survey estimates that 39 million Americans who work for small businesses do not have access to a company-sponsored 401(k) plan. (PRWeb Aug 18, 2008)
Read the full story at http://www.prweb.com/releases/2008/08/prweb1220564.htm
]]>
Legal & General Reveals the Cost of Delaying Pension Saving Can Run into Thousands of Pounds
Legal & General has calculated the full cost of delaying pension contributions, revealing how important it is that people start saving for income in retirement as early as possible. (PRWeb Aug 16, 2008)
Read the full story at http://www.prweb.com/releases/2008/08/prweb1212854.htm
]]>
Baby Boomers Want to Keep Working But Many Will Not Have the Chance - Baby Boomers Retirement Club Promises to Help
Many Boomers would like to keep working after they retire, but with the job market in its current state, many retiring baby boomers find it difficult to find a job. (PRWeb Aug 16, 2008)
Read the full story at http://www.prweb.com/releases/2008/08/prweb1215544.htm
]]>
ShopLowVision.com Monthly Compact+ Giveaway August Winner Announced
ShopLowVision.com is pleased to announce the fifth monthly winner for the ShopLowVision.com Compact+ Giveaway. Lois Brokus, a retiree from Escondido, California is the August winner in the ShopLowVision.com Optelec Compact+ drawing. (PRWeb Aug 16, 2008)
Read the full story at http://www.prweb.com/releases/2008/08/prweb1213424.htm
]]>
New Book by Life Options Institute Offers Non-Financial Tips for Retiring Boomers
''What's Next in Your Life?,'' a guide to the non-financial aspects of retirement, has just been released. (PRWeb Aug 13, 2008)
Read the full story at http://www.prweb.com/releases/Retirement/Baby_Boomers/prweb1190984.htm
]]>
Free Seminars for Baby Boomers at The 2008 Live South Real Estate Shows
Come to the largest resort and retirement real estate show in the country sponsored by Ideal Living Magazine. Compare retirement, investment and vacation properties. (PRWeb Aug 13, 2008)
Read the full story at http://www.prweb.com/releases/Seminars/Real_Estate/prweb1205454.htm
]]>
Finance For Life Continues to Add Insurance and Financing Services to Existing Product Line
Premium Finance Leader Adds New Products and Expands Services to Accommodate Client Needs (PRWeb Aug 13, 2008)
Read the full story at http://www.prweb.com/releases/2008/08/prweb1200024.htm
]]>
New Zealand Luxury Vacations Provider Celebrates 1st Birthday
Green Realm Travel, the pioneering New Zealand luxury vacations and tours provider, takes stock and celebrates its first birthday after a roller-coaster year changing the perception that coach tours don't belong in the luxury travel market. (PRWeb Aug 12, 2008)
Read the full story at http://www.prweb.com/releases/new-zealand/luxury-vacations/prweb1192724.htm
]]>
Senior Home care Providers keep Expanding Throughout the US
Preferred Care At Home is celebrating the opening their latest location in Anderson County in their ongoing effort to provide quality care services in the senior home care area. Preferred Care At Home has expanded its territory to include Florida, Alabama, Missouri and Minnesota. Of interest too, is that "Preferred Care at home" offers senior home care franchises. Anyone who has a desire to make a difference in the life of an elderly or ailing person or for someone who needs a little extra care at home, they can make a difference in these lives and achieve financial success at the same time. Preferred Care at home has embraced the golden rule, "Do unto others.." for the past 24 years, and this creed is embraced by all employers', caregivers and franchise owners. (PRWeb Aug 12, 2008)
Read the full story at http://www.prweb.com/releases/senior/care/prweb1034244.htm
]]>
The Madonnatization of Retirement: Newly Revised Book Shows How Retirement Has Changed and What It Means to Americans
This year Madonna along with Prince, Caroline Kennedy and Sharon Stone will reach their 50th birthdays. And as more and more Americans reach age 50 and beyond, the thought of retiring at 55 or even 65 in the old, traditional sense, is the furthest thing from their minds. In the newly revised, third edition of The New Retirementality: Planning Your Life and Living Your Dreams... At Any Age You Want (John Wiley & Sons, July 2008), financial philosopher Mitch Anthony explains why the old way of retiring is irrelevant and why retirement should be, well, retired. (PRWeb Aug 12, 2008)
Read the full story at http://www.prweb.com/releases/2008/08/prweb1113904.htm
]]>
Successful Entrepreneur Dr. Lloyd Watts' New Book "The Flow of Time and Money" Offers First Unified Guide to Both Time and Money Management
California entrepreneur Dr. Lloyd Watts' new book "The Flow of Time and Money" (www.flowoftimeandmoney.com) shows how to be more productive, financially fit and fulfilled. The new book is the first unified guide of both time and money management, featuring numerous and compelling diagrams to illustrate its key concepts. The book has been translated into Chinese and soon will be out in Italian, Spanish, German and Turkish. (PRWeb Aug 12, 2008)
Read the full story at http://www.prweb.com/releases/2008/08/prweb1198174.htm
]]>
Newport Reminds 403(b) Plan Sponsors About End-of-Year Deadline
The Newport Group, a national provider of retirement plans, executive benefits and investment consulting services, is reminding sponsors of 403(b) plans that they have only until the end of 2008 to comply with 403(b) regulations issued by the Treasury Department last year. (PRWeb Aug 12, 2008)
Read the full story at http://www.prweb.com/releases/newport/sponsors/prweb1205094.htm
]]>
Nation's Premier Online MBA Financial Planning Program Attracts Military Students From Around the World
California Lutheran University's Institute of Finance takes its Graduate Distance Learning program to the Armed Forces. This online MBA program is fast becoming the choice of many military officers as it prepares them for a future career change into the financial services industry. (PRWeb Aug 11, 2008)
Read the full story at http://www.prweb.com/releases/financial-planning/MBA-degree/prweb1187914.htm
]]>
Wink Bingo's Super Cleaner Promotion Offers Players Free Housecleaning for a Year
Wink Bingo's latest promotion offers a chance to win free housecleaning services for a year. (PRWeb Aug 11, 2008)
Read the full story at http://www.prweb.com/releases/2008/08/prweb1197074.htm
]]>
Security Trust Company Offers On-line Access to Financial Statements --Putting the 'Self' in Self Directed IRA
Security Trust Company (STC), the leading provider of administration services to owners of self-directed IRA accounts, announces the availability of on-line access for its clients IRA's financial information. STC manages all of the back-office functions associated with non-traditional asset investing and produces an online Statement of Profit & Loss as well as a Balance Sheet for the LLC created for self-directed IRA investing. (PRWeb Aug 11, 2008)
Read the full story at http://www.prweb.com/releases/2008/08/prweb1190874.htm
]]>
Association of Divorce Financial Planners Celebrates 10th Anniversary as Vital Contributor to Long-Term Divorce Success
ADFP Anniversary to be celebrated at annual conference September 11th and 12th in New York City. (PRWeb Aug 10, 2008)
Read the full story at http://www.prweb.com/releases/divorce/finance/prweb1193904.htm
]]>
Creaser/O'Brien Architects is Pleased to Announce that Keith Nelson, Associate AIA, Has Been Awarded the Designation of Certified Green Professional (CGP)
This designation, administered by the NAHB University of Housing, identifies Keith as a professional with knowledge of proven strategies for incorporating green building principles into home design and construction methods. Combining these advanced methods with Creaser/O'Brien's history of award winning residential design performance, we can provide a new level of comprehensive services to our homebuilder clients. (PRWeb Aug 10, 2008)
Read the full story at http://www.prweb.com/releases/2008/08/prweb1194774.htm
]]>
JUVA Skin & Laser Center Introduces Affirm CO2 to New York City Laser Resurfacing Clients
The Affirm CO2 workstation smooths out a few wrinkles in the laser skin resurfacing technology. The innovation uses an ablative approach to target wrinkles, photo-aging and other skin flaws with minimal downtime. JUVA Skin & Laser Center introduces the technology at its skin care center in New York City. (PRWeb Aug 7, 2008)
Read the full story at http://www.prweb.com/releases/2008/08/prweb1187464.htm
]]>
My Wireless Rep and Lightyear Wireless Partner
My Wireless Rep and Lightyear Wireless have teamed up to provide a new wireless opportunity that is taking the nation by storm. (PRWeb Aug 7, 2008)
Read the full story at http://www.prweb.com/releases/2008/08/prweb1183894.htm
]]>
U.S. Economic Challenges Addressed in Live Discussion with Warren Buffett, Pete Peterson & Dave Walker in Exclusive "I.O.U.S.A." In-Theatre Event
NCM's Fathom and Roadside Attractions Present National Town Hall on the Big Screen on Aug. 21st (PRWeb Aug 6, 2008)
Read the full story at http://www.prweb.com/releases/IOUSA/Documentary/prweb1179454.htm
]]>
Singles Travel International Announces Fall Tours
Did the summer slip by without a vacation? It's not too late! Whether you're looking for adventure or pampering (maybe both!), Singles Travel International's fall trips will take you near (Washington, DC) and far (East African safari and Mediterranean cruise). Fall trips offer perfect weather, less crowded destinations, and off-season savings. Come by yourself, or invite your friends. Either way, you'll share an unforgettable vacation with like-minded singles. (PRWeb Aug 6, 2008)
Read the full story at http://www.prweb.com/releases/singles/travel/prweb1181594.htm
]]>
GiveMore-ReceiveMore.com Perfects Website Marketing Strategies for Wealth Without Risk
"Pay it forward" takes on a whole new meaning with the Give More-Receive More cash gifting program. The money-making program helps people build wealth through proven financial gifting and marketing techniques that are legal, safe and simple to use. (PRWeb Aug 6, 2008)
Read the full story at http://www.prweb.com/releases/2008/08/prweb1181974.htm
]]>
Maggie Valley Club Pushing Forward Phase II Cottage Neighborhood
First phase sold out and pushes phase II speed to increase. (PRWeb Aug 6, 2008)
Read the full story at http://www.prweb.com/releases/2008/08/prweb1178304.htm
]]>
Court-Order Statutes for the Sale of Structured Settlements Seen Enforcing Welfare & Support Payment Obligations
Since the development of legislation 10 years ago regulating the sale of structured legal settlements, the judiciary has focused on the “best interest” standard of the petitioner, according to J.G. Wentworth. (PRWeb Aug 5, 2008)
Read the full story at http://www.prweb.com/releases/wentworth/structured/prweb1181074.htm
]]>
Baby Boomers Can Help Each Other: Baby Boomers Retirement Club (BBRC) Announces Its Unique Online Community
The Baby Boomers Retirement Club (BBRC) offers Baby Boomers an online community where members can offer each other mutual support in areas such as aging parents, travel, business and income opportunities and preserving your health. (PRWeb Aug 4, 2008)
Read the full story at http://www.prweb.com/releases/2008/08/prweb1144824.htm
]]>
FranchiseAdvantage.com Launches its New Website
FranchiseAdvantage.com, an on-line resource for franchise information based in Atlanta, Georgia, is excited to announce the launch of its newly designed website (www.franchiseadvantage.com). The new website is the first major redesign since the website launched in 2000. FranchiseAdvantage.com helps prospective buyers research and find new franchises and business opportunities that span across all industry categories. (PRWeb Aug 4, 2008)
Read the full story at http://www.prweb.com/releases/2008/08/prweb1161724.htm
]]>
getpharmacydiscounts.com Created to Assist Familes with Rising Pharmacy Costs
getpharmacydiscounts.com has been created to assist families nationwide with the rising costs of prescription drugs. In addition, getpharmacydiscounts.com provides a comprehensive research feature that allows users to compare the cost of their drugs and determine which local pharmacy can provide the best price. (PRWeb Aug 4, 2008)
Read the full story at http://www.prweb.com/releases/2008/08/prweb1170144.htm
]]>
Beijing Olympic Games to Provide Lift for China Stock Market, Says China Stock Digest Expert
China Stock Market investors can expect a 19% increase over the six months after the Beijing Olympic Games based on the experience of the last six Olympiads, according to China Stock Market expert Jim Trippon. Trippon, who is Editor in Chief of the top performing China investment newsletter, the China Stock Digest, has studied the impact host countries stock indexes over the past 6 Olympic Games. China Olympic blogs focused on sports would be wise to also notice the China economy. (PRWeb Aug 3, 2008)
Read the full story at http://www.prweb.com/releases/BeijingOlympics/chinaeconomy/prweb1173034.htm
]]>
House Auction by Owner - Must Sell Sunday Aug 17th; Delaware Real Estate Just 2 Miles from Beaches & Ocean City, MD
Auction starts at $224,500. House sold to highest bidder on Sunday Aug. 17th (cost $686k to build). Call 302-236-2357 for info. Owner relocating & must sell. Rare opportunity to steal this lavish custom colonial. Immaculate Delaware beaches & exhilarating ocean city adventures only 2 minutes from the front door. (PRWeb Aug 3, 2008)
Read the full story at http://www.prweb.com/releases/delaware_real_estate/home_auction_must_sell/prweb1121444.htm
]]>
Explore the World Through Local Eyes: OurExplorer Launches User-Rated Tourist Guide Booking Tool
Hailed as "the travel service innovation of 2008" by the Irish Times July 16 - OurExplorer facilitates with ease the on-line booking of professional tourist guides from all over the world.Save time and money while you explore your next destination with the wisdom and guidance of a local. (PRWeb Jul 31, 2008)
Read the full story at http://www.prweb.com/releases/2008/07/prweb1159894.htm
]]>
Retirement Planning to Get Easier: The Next Paths Workshop Announced
The University of North Carolina Asheville's Center for Creative Retirement, has just announced an upcoming program that anyone who is planning for retirement will want to attend. (PRWeb Jul 31, 2008)
Read the full story at http://www.prweb.com/releases/2008/07/prweb1159214.htm
]]>
onclick="window.open('http://www.addthis.com/bookmark.php?pub=eclipse&url='+encodeURIComponent(location.href)+'&title='+encodeURIComponent(document.title), 'addthis', 'scrollbars=yes,menubar=no,width=620,height=520,resizable=yes,toolbar=no,location=no,status=no'); return false;" title="Bookmark using any bookmark manager!" target="_blank">
