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Act Quickly--Brand New Condos in Whitefish, Montana for Sale, First-Come, First-Served
Just in Time for the Winter Holidays, FRE.com® Offers Buyers a Chance to Buy a Year Round Condo Retreat for a Deal in a Post-Auction Sale (PRWeb Nov 21, 2008)
Read the full story at http://www.prweb.com/releases/2008/11/prweb1649354.htm ]]>
Costa Pacific Communities Begins Construction on Villebois Village Center
Costa Pacific Communities recently began construction on the Village Center in its award-winning master-planned community, Villebois, in Wilsonville, Ore. (PRWeb Nov 21, 2008)
Read the full story at http://www.prweb.com/releases/Villebois/Costa_Pacific_Communities/prweb1653244.htm ]]>
Hot New Low Impact Exercise Videos Helping America Lose Weight Fast
DanceX 'Everybody's Workout' are new exercise videos that are not for fitness junkies but for ordinary Americans who have some weight to lose but want to have fun and get fit. It's a new style of dance exercise that is easy to follow and features great music hits from around the world. (PRWeb Nov 21, 2008)
Read the full story at http://www.prweb.com/releases/exercise/videos/prweb1649274.htm ]]>
Center for Applied Sales Research to Provide Senior Living Companies with Contract Sales Specialist Services
The Center for Applied Sales Research, an Assisted Living Federation of America President's Council Member, has launched an innovative sales and sales management program: "Contract Sales Specialist Services." Contract Sales Specialist Services (CSSS) provides senior living companies with two levels of Sales Specialist Professionals to make a dramatically positive impact on their sales performance, particularly at communities with significant occupancy or reservation shortfalls. (PRWeb Nov 19, 2008)
Read the full story at http://www.prweb.com/releases/senior/living/prweb1630374.htm ]]>
TeeBeeDee Poll Results: Layoffs are #1 Boomer Work Worry
Online Boomer Social Network TeeBeeDee surveyed hundreds of Boomers and found the top concern at work is layoffs; value of 401k is second biggest worry. (PRWeb Nov 19, 2008)
Read the full story at http://www.prweb.com/releases/2008/11/prweb1632654.htm ]]>
Luxury Lifestyle, Preferential Prices: Phase One of Andromeda Country Club Now on Offer
Dekel Panama S.A. is now offering buyers preferential prices on all phase one lots in their spectacular beachfront vacation community in Panama, the Andromeda Country Club. Pedasí's first big development, the Andromeda Country Club is slated to begin building by early next year, promising an elegant seaside lifestyle amidst the vibrant culture and natural beauty of the Azuero Peninsula. (PRWeb Nov 19, 2008)
Read the full story at http://www.prweb.com/releases/2008/11/prweb1588554.htm ]]>
Beachfront Beauty and Pastoral Charms: Dekel Panama Presents the Andromeda Country Club
The Andromeda Country Club is now accepting offers on its spectacular beachfront lots in Pedasí, Panama. This gated community, set to begin construction early next year, is located on the country's most desirable stretch of coastline. As prime beachfront land in Panama grows ever scarcer, investors and developers are looking to Panama's central Pacific for the next wave of development, and finding in the Azuero Peninsula the very heart of Panama. In the last couple of years, Pedasí and surrounds have been 'discovered'. Quietly at first, and now at an astonishing pace, beachfront land is changing hands, and vacation communities are about to spring into being. (PRWeb Nov 19, 2008)
Read the full story at http://www.prweb.com/releases/2008/11/prweb1589204.htm ]]>
Discovery Flight Could be This Year's Must-Have Gift
Rumor has it that Pilot Journey's Discovery Flight is How Santa Got His Start (PRWeb Nov 18, 2008)
Read the full story at http://www.prweb.com/releases/Pilot_Journey/Discovery_Flight/prweb1630794.htm ]]>
American Healthcare System Buckling at the Knees Under the Weight of Current Economic Crisis, Says DoctorSolve
The strain on family finances is forcing many to choose between household bills and their own medical care. (PRWeb Nov 18, 2008)
Read the full story at http://www.prweb.com/releases/2008/11/prweb1614114.htm ]]>
Personal Chef To Go Delivers Fresh, Stress-free Thanksgiving Meals
Ready or not the holidays are here: Travel, shopping, cooking, more shopping, more cooking and don’t forget the clean up…yuck! This year, why not skip the frantic last minute cooking and cleanup and let our award winning chefs prepare your Thanksgiving holiday meal while you relax and enjoy the long weekend with family and friends. (PRWeb Nov 18, 2008)
Read the full story at http://www.prweb.com/releases/2008/11/prweb1622264.htm ]]>
Researcher Predicts Luxury Fractionals will be the First to Emerge from the Downturn
The luxury fractional segment of the vacation home market will be the first to rebound from the current real estate morass, according to Dr. Richard Ragatz, well-known real estate researcher. (PRWeb Nov 18, 2008)
Read the full story at http://www.prweb.com/releases/Fractional_Real_Estate/Residence_Club/prweb1630404.htm ]]>
Days Inns - Canada Announces Holiday Travel Tips for Seniors On the Go
Days Inn helps seniors take the stress out of holiday travel with helpful hints and rewards reminders (PRWeb Nov 18, 2008)
Read the full story at http://www.prweb.com/releases/holidayvacations/seniortravel/prweb1631264.htm ]]>
Bull's Bridge Golf Club Appoints New Membership Director
Ted Kohler, with 10 years experience in the golf industry, has been named membership director for Bull's Bridge Golf Club in South Kent, a Tom Fazio-designed, 18-hole private club that opened in 2003. (PRWeb Nov 18, 2008)
Read the full story at http://www.prweb.com/releases/golf/ted_kohler/prweb1632234.htm ]]>
Quick Medical and Clarity Partner to Help Meet the Needs of the Hearing Impaired
Quick Medical Supply and Clarity, the leading provider of communication devices for the hearing impaired announced today an alliance to provide more products, services and education to the hearing impaired population. (PRWeb Nov 17, 2008)
Read the full story at http://www.prweb.com/releases/Medical/Savings/prweb1616074.htm ]]>
New Evidence Found for CRP as an Independent Marker for Heart Disease, Stroke
A new study published in the New England Journal of Medicine lends further importance to the screening of C-reactive protein (CRP) in the detection of heart disease and stroke risk. Life Line Screening provides CRP screening along with glucose and cholesterol screenings. (PRWeb Nov 17, 2008)
Read the full story at http://www.prweb.com/releases/CRP-study/CRP-screening/prweb1618124.htm ]]>
With An Estimated Cost of Living That is 30 Percent Less Than in The States, Budget-Conscious Homebuyers are Looking South to Mexico
The significantly lower cost of living in Mexico paired with great home values are attracting Americans who want a great home and a rich lifestyle at a fraction of the cost. Living in Baja California affords many of the same pleasures and lifestyle opportunities as the U.S. -- just for a lot less money. American retirees facing the possibility of outliving their financial assets have been attracted to Mexico where they can maintain their standard of living well into their silver years. (PRWeb Nov 17, 2008)
Read the full story at http://www.prweb.com/releases/2008/11/prweb1620304.htm ]]>
Improve Your Golf Game This "Off Season" With Hershey Winter Coaching Programs
For dedicated golfers who want to make the most of the "off season," Hershey Golf Collection introduces new Winter Coaching Programs - five months of instruction, analysis and fitness that are now available at Spring Creek Golf Course. (PRWeb Nov 17, 2008)
Read the full story at http://www.prweb.com/releases/Hershey_Golf/Winter_Coaching/prweb1625734.htm ]]>
Themed Vacations are the Hot Ticket for Single Travelers This Winter
Themed cruises and land tours are the hot ticket for single travelers across the globe. Singles can Indulge their love of music, dance, history, adventure and more on a variety of trips that cater to single travelers' special interests. Singles Travel International's reputation as the leader in singles travel is unsurpassed in the upcoming winter travel season, with a ballroom dance cruise to the Caribbean, a smooth jazz cruise, adventure-lovers trips to Ecuador, or historical landmark trips to Ireland and Great Britain. (PRWeb Nov 17, 2008)
Read the full story at http://www.prweb.com/releases/2008/11/prweb1626104.htm ]]>
Unique and Much Needed Services for Retirees in Baja California; To Ensure Continued Enjoyment of Retirement, Peace of Mind and Quality of Life
Serena Senior Care, a leading Assisted Living and health management services company in Baja California Mexico, announces new services that allow American retirees living in Baja to fully enjoy their retirement, giving them peace of mind and quality of life. Expressed in their own words, customers of Serena share their satisfaction and the benefits they enjoy. Also learn about how this services help prepare retirees for when they pass away, making arrangements that will relief their loved ones from much grief. (PRWeb Nov 17, 2008)
Read the full story at http://www.prweb.com/releases/2008/11/prweb1623294.htm ]]>
Parc at Duluth Announces Fifth Anniversary of Duluth Senior Living Residences
Five years of high value, luxurious living for active seniors in Gwinnett CountyFive years of high value, luxurious living for active seniors in Gwinnett CountyFive years of high value, luxurious living for active seniors in Gwinnett CountyFive years of high value, luxurious living for active seniors in Gwinnett County (PRWeb Nov 16, 2008)
Read the full story at http://www.prweb.com/releases/2008/11/prweb1618234.htm ]]>
Best of Baja - Sea Kayaking, Whales and National Parks
Why this trip: Itinerary combines both coasts of Baja California, guaranteed whale sightings, snorkeling and kayaking in two of Mexico's newest national parks - novices welcome; best value, fully catered. (PRWeb Nov 15, 2008)
Read the full story at http://www.prweb.com/releases/2008/11/prweb1622604.htm ]]>
Ski & Ride Free In Steamboat from Opening Day to Christmas Day
ResortQuest Steamboat Vacation Rentals offers FREE Steamboat lift tickets with lodging package. (PRWeb Nov 15, 2008)
Read the full story at http://www.prweb.com/releases/resortquest-steamboat/steamboat-lift-tickets/prweb1616154.htm ]]>
Integrity Financial AZ (IFAZ) Launches New Website To Reach Out To Wall Street's Weary Investors Interested In Contractually Guaranteed Returns
Integrity Financial AZ (IFAZ), a real estate investment firm, launches a new web site to reach out to Wall Street's weary investors that are apprehensive about the fate of their investments due to the downward slide in the stock market. In contrast to the market, IFAZ clients consistently earn 10 percent on their invested funds and their returns are contractually guaranteed. (PRWeb Nov 14, 2008)
Read the full story at http://www.prweb.com/releases/guaranteed/returns/prweb1611574.htm ]]>
A Place for Mom Hires Former VP of Sales and Marketing of Assisted Living Concepts as Market Development Coach
Senior Housing Industry Veteran Joins A Place for Mom, the Nation's Largest Senior Care Referral Service (PRWeb Nov 13, 2008)
Read the full story at http://www.prweb.com/releases/aplaceformom/2008/prweb1609904.htm ]]>
Medicare-PartD.com Highlights Changes in 2009 Medicare Part D Prescription Drug Plans
Medicare Part D prescription drug plans are changing again in 2009 and Medicare-PartD.com released their online PDP-Compare tool to help Medicare beneficiaries quickly see how their current 2008 Medicare Part D plan changes in 2009. With PDP-Compare, Medicare beneficiaries can compare changes in prescription drug plan costs and features such as monthly premiums, donut hole coverage, co-payments, and deductibles. Advocates can also use PDP-Compare to quickly see whether a Medicare beneficiary's 2008 Part D plan still qualifies for the 2009 state-specific Low Income Subsidy $0 premium. (PRWeb Nov 13, 2008)
Read the full story at http://www.prweb.com/releases/Medicare-PartD_com/PDP-Compare/prweb1611194.htm ]]>
Beauty...Eternally -- New Website Brings Art to the Crematorium.
Glass artists offer beautiful creations as unique alternative to traditional cremation memorials. By merging personal preferences of the customer with the unlimited variety and flexibility offered in hand blown vessels, the personality of the cremated can be reflected in glass. Memorial Glass Keepsakes is meeting the ever growing needs of the baby boomer generation as they consider not only the practicallity of cremation but its very small environmental impact, furthering this generations desire to leave the earth better than they found it. (PRWeb Nov 13, 2008)
Read the full story at http://www.prweb.com/releases/2008/11/prweb1603734.htm ]]>
National Online Eldercare Resource Featured in the November Oprah (O) Magazine
AgingPro.com, a national website that's a one-stop shop for information on eldercare, won national acclaim and is being featured in the November issue of O, the Oprah Magazine. Cheryl Mathieu, Ph.D., M.S.W. founder and CEO of AgingPro.com, stepped up to a challenge set forth by Oprah Winfrey and won. Dr. Cheryl is an eldercare expert, finding inspiration to work with older adults and their families after caring for both of her grandmothers. She knew there was a better way to organize all the eldercare information, make it easily accessible to all and help the 50 million family caregivers in the U.S. Visitors can receive a free enewsletter full of caregiving tips and a free Caregiver's Partner eWorkbook by going to the site. (PRWeb Nov 13, 2008)
Read the full story at http://www.prweb.com/releases/2008/11/prweb1605502.htm ]]>
Best in Kids Gifts: Grandkids Gift Guide Announces Holiday 2008 Superproduct Awards
GrandkidsGiftGuide.com, the leading website reviewing kids products with intergenerational value, announces its Holiday 2008 Superproduct Awards. This season the award is being presented to 15 manufacturers with exceptional products that make great kids gifts. (PRWeb Nov 12, 2008)
Read the full story at http://www.prweb.com/releases/children/gifts/prweb1544344.htm ]]>
List of 25 Best Places to Retire Announced at Topretirements.com
Arizona and the Sunbelt dominate the 2008 list of the 25 best places to retire from Topretirements.com. Some surprising small towns did make the list, though, including the college town of Oxford, Ohio. (PRWeb Nov 12, 2008)
Read the full story at http://www.prweb.com/releases/2008/11/prweb1598634.htm ]]>
NovelAction.com Unveils New Line of Gifts for Book Lovers
The economy may be depressed, but holiday gift giving doesn't have to be with these beautifully designed gifts for book lovers. Book gift baskets and membership gift subscriptions provide affordable, unique gifts for all ages. (PRWeb Nov 12, 2008)
Read the full story at http://www.prweb.com/releases/Booklover/Gifts/prweb1598854.htm ]]>
A Place for Mom Selects Market Development Coach for the Northeast Region
Senior Housing Industry Veteran Joins A Place for Mom, the Nation's Largest Senior Care Referral Service (PRWeb Nov 12, 2008)
Read the full story at http://www.prweb.com/releases/APlaceforMom/AssistedLiving/prweb1602324.htm ]]>
Los Arboles Tulum, the Riviera Maya's First Fully Entitled Ecological Master-planned Community Near Tulum, Mexico, Celebrates its First Lot Closing
Los Arboles Tulum offers hideaway seekers an affordable opportunity to be part of a jungle community in the heart of the Riviera Maya, minutes away from world-class beaches, Mayan ruins, and Mexico's largest Biosphere Reserve - Sian Kaan. (PRWeb Nov 12, 2008)
Read the full story at http://www.prweb.com/releases/2008/11/prweb1605744.htm ]]>
Socks4Life.com Expands Inventory, Offers Web Promotion, Just in Time for the 2008 Holiday Season
Leading online socks retailer, Socks4Life, expands inventory, migrates to a new ecommerce platform, and offers 20% off for customers to celebrate. (PRWeb Nov 12, 2008)
Read the full story at http://www.prweb.com/releases/2008/11/prweb1603584.htm ]]>
Frugal Christmas Shoppers Turn to Gifts from the Heart for Family Members
Ancestry Graphics & Printing provides specialized solutions for frugal Christmas shoppers who are favoring gifts from the heart for family members this holiday season. More genealogy buffs than ever are capitalizing on their years of research to provide family members with the most precious gifts of all. Genealogy is this country's second most popular and fastest growing hobby. (PRWeb Nov 11, 2008)
Read the full story at http://www.prweb.com/releases/2008/11/prweb1595044.htm ]]>
New Web Site Offers Shirts with Custom-embroidered Aviator Wings for Veteran Military Pilots, Supports Families of the Wounded Fund
A new web site by pilots, for pilots, www.wings4aviators.com, custom-embroiders U.S. military aviator's wings and call signs on quality shirts and jackets. To honor veterans, the company is donating 10% of the proceeds of every sale to the Families of the Wounded Fund, a 501(c)(3) charity. (PRWeb Nov 11, 2008)
Read the full story at http://www.prweb.com/releases/2008/11/prweb1600992.htm ]]>
New Product: A Denture Accessory Designed To Help The Denture Wearer Eliminate Annoying: Sores, Loose False Teeth, and Discomfort
Many who are wearing dentures (false teeth) find them unsatisfactory in several ways: (1) loose fitting, (2) unstable (3) cause sores, (4) make wearer gag (5) make clicking noises, (6) generally too uncomfortable to wear in mouth all day. This new Weber Denture Liner is designed to overcome and eliminate these problems with a new accessory: an always soft, flexible and mold-able liner that is easy to use, is low in cost and can be washed in water for re-use. This is an easy to use: "do-it-yourself-at -home" denture re-lining kit. (PRWeb Nov 11, 2008)
Read the full story at http://www.prweb.com/releases/2008/11/prweb1587804.htm ]]>
Newly Revamped Agenda Offers Senior Citizens the Retirement Cruise of their Lives Without Having to Set Sail
The recently bolstered activity schedule at the Chateau Senior Living Community proves that life's Golden Years really do happen in retirement. With new activities like art, dance and tai chi classes, retirees can experience life aboard an exciting and luxurious cruise ship, and all while on land. (PRWeb Nov 10, 2008)
Read the full story at http://www.prweb.com/releases/2008/11/prweb1571854.htm ]]>
Three Professionally Decorated Homes To Grand Open Sunday, November 23rd at The Plaza at Tenafly
The affluence and sophistication of The Plaza at Tenafly will come alive with model homes designed by acclaimed Chicago designer Rene Pabon. Guests are invited to visit The Plaza at Tenafly, enjoy savory hor d'ouerves and a glass of champagne while they tour these smartly decorated homes. The elegant model showcase will take place from 1 p.m. to 4 p.m. (PRWeb Nov 10, 2008)
Read the full story at http://www.prweb.com/releases/2008/11/prweb1582364.htm ]]>
Finance For Life Takes In Record Number of Policies For Financing in October and November
"We've had overwhelming success in getting cases funded," Comments Company President (PRWeb Nov 10, 2008)
Read the full story at http://www.prweb.com/releases/2008/11/prweb1585764.htm ]]>
Book Your Next Getaway With Endless Vacation Rentals® and Receive a $100 USD American Express® Gift Card*
Travelers will receive a $100 USD American Express® Gift Card when using their American Express® Card to reserve a vacation rental valued at $500 USD or more, with Endless Vacation Rentals.* American Express® cardholders are also eligible for an additional 10 percent savings on their next reservation by booking on Endless Vacation Rentals website www.EVRentals.com/getaway. (PRWeb Nov 10, 2008)
Read the full story at http://www.prweb.com/releases/vacation-rentals/wyndham/prweb1587664.htm ]]>
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401(k) Investing For Your Retirement
By Linda Moore
The aging of the population and the potential failing of social security has brought the subject of saving for to the forefront for many people. There are many avenues available to acquire the nest egg that we will need to survive on during our golden years. IRA’s, mutual funds, annuities and 401(k)’s are just some of the options to research as we prepare for our future.
With all of these choices, the 401(k) is the most popular. The popularity of the 401(k) is due in a large part to the fact that many employers not only offer this option, they also match a certain percentage of your contribution. The amount that employers will match varies from as little as 25% to as much as 100%, although the number of employers that do not match at all is, unfortunately on the rise. Another outstanding benefit a 401(k) offers is that the contributions made by you as an employee are made with pre-tax monies.
A 401(k) plan is also very flexible, giving you choices in regards to your investment strategy. There are some tried and true methods for investing in a 401(k) that depend upon your age at any given time. For example, a young person investing in a 401(k), whether the employer matches or not, has time on their side. This person can invest aggressively, if they feel comfortable doing so. The market will have ups and downs, but the younger the investor the more time is available to ride out these fluctuations in the stock market. As the investor nears retirement, it would be prudent to change the investment strategy to a more conservative approach. This will, in theory make investing money "safer." but still more profitable than a traditional savings account.
In the past, only larger companies were able to offer their employees a 401(k) plan for retirement. A 401(k) plan was simply not an option for the self-employed person. Thankfully, this is not the case in today’s marketplace. Today there is a plan called Solo 401(k) or individual 401(k). These plans allow business owners with no employees, with only partners or a spouse to set up plans that are very similar to the traditional 401(k) offered by larger, more established companies.
If you leave an employer that you have a 401(k) plan with, you don’t need to leave your investing in their hands. You have the option to do a 401(k) rollover, and it is highly recommended that you take advantage of this option. By rolling over a 401(k), you keep control over your investing options, as you should. When a rollover occurs, the money that is in the 401(k) is rolled all together into an approved investment vessel. These include programs such as a SIMPLE IRA, a SEP IRA account as well as another 401(k) to name a few. It is best to speak with a financial advisor who can help you to accurately weigh the pros and cons of
each type of investment opportunity that is available to you.
What is almost never recommended is to take out the 401(k) money either all or in part. This is because there will be a 10% penalty on the portion that is withdrawn, if the withdrawal takes place before the age of 59 ½. When a rollover is chosen as a way to deal with accrued 401(k) investment, it should be done as one transaction to avoid any of these penalties or fees.
If you are looking for an investment tool as a way to save for retirement, the first place to look is your employer. Get all the facts from them, find out what they contribute, how much your are allowed to contribute and then speak with a good financial advisor as to what steps to take next. |
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Medicare, Social Security And Retirement
By Rangerrob
Everything keeps changing, how do I keep up? Why is there so many choices? This is common question and concerns of most seniors today. The cost of health and prescriptions is higher today for Read more...
| 401(k) – Take Advantage Of New Rules
By John Hartley
With a change in the laws, there never was a better time to start a 401(k) retirement fund. In fact, you may find that you have already started one, because under the new law, your employer can put Read more...
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